Cost of Living in Finland for International Students

Cost of Living in Finland

Finland, recognized as the happiest country in the world, is gaining international appraisal for its exceptional education system. Finland is the latest add-on to the popular European study-abroad destinations like Germany, France, Italy, and Poland. Choosing study in Finland is undoubtedly an amazing opportunity to boost your career. But before moving to Finland, it is important to consider the cost of living in Finland. This article will guide you through the cost of living in Finland for international students.

How much does the average rent cost in Finland for international students?

The cost of accommodation for international students in Finland varies depending on the region and the type of location they choose. In general, living in rural regions is cheaper compared to modern cities like Helsinki and Espoo. Additionally, the choice of living on-campus or off-campus can also affect the overall cost of living in Finland for students.

In every city, there are student housing foundations that offer affordable accommodation options for students. It is recommended to rent from these foundations as their costs are comparatively cheaper. Additionally, the rent usually includes water and free internet services.

Choosing a shared apartment over a studio apartment is a more economical option. It is also advisable as it allows you to meet and socialize with other residents and the waiting list is shorter. Furthermore, you can save some money by choosing this option. The average cost of rent in Finland for international students can be around 390-600 euros.

How much does the Tuition fee cost for international students in Finland?

The cost of tuition fees is the most significant expense for students. The amount varies depending on the university, location, and program of study. The Finnish government sets a minimum annual tuition fee of around 1500 € for bachelor’s and master’s programs. However, most study programs charge tuition fees that are higher than this amount.

Have a look at the average tuition fee in some of the top universities in Finland

University of Helsinki (UH)              13000 to €18000 per year

Vaasa University                                10000 to €12000 per year

Tampere University                           8000 to €12000 per year

Arcade University                               4650 to €10060 per year

How much does food and grocery costs for international students in Finland?

The cost of living in Finland is significantly affected by food expenses. Fortunately, Finland boasts numerous large grocery stores to choose from. For budget-conscious students, we highly recommend visiting LIDL. By downloading their app on your phone, you can receive notifications of weekly offers and discount coupons. K-Citymarket is also a chain of grocery stores that includes K-Supermarket and K-Market. Additionally, you may consider other stores such as Prisma, S-market, Sale, or Alepa to find the best deals.

Here are the prices of some grocery items in the country. Note that costs may change depending on their availability.


Bread  $2.08
Local cheese  $3.76
Bottle of water $1.56
Milk $1.00
Eggs $ 2.38
One kg of apples $2.35
One kg of bananas $1.78
One kg of oranges $2.24
One kg of tomatoes $3.29
One kg of potatoes $1.05
One kg of onions $1.56


How much does Transportation cost for international students in Finland?

Finland has a well-organized public transport system, particularly in the Helsinki region, where buses, trams, local trains, metro, and even ferries are operated by Helsinki Region Transport (HSL). The transport services are punctual, albeit with slight variations in timetables on public holidays, weekends, and during summer. The HSL area is divided into four travel zones: A, B, C, and D. Always remember to check which zones you’ll be traversing when purchasing a ticket. To help you find the correct routes and best connections, the HSL journey planner displays the route and zone information on a map.

It’s essential to note that you must always carry a valid ticket when traveling, as there are frequent ticket checks. If you’re caught traveling without a valid or wrong ticket, you may face a fine of €80. Nevertheless, reliable commuter trains, buses, and trams are accessible and within reach.

How much does Health Insurance Cost for international students in Finland?

Having valid health insurance is extremely important for international students studying in Finland, as it is a requirement for obtaining a residence permit. Your health insurance must remain valid throughout your stay in the country. The cost of acquiring health insurance typically ranges from 17 to 28 EUR per month if you opt for Swisscare. In addition, Bachelor’s and Master’s degree students can benefit from Finnish Student Health Services, which are available twice a year.

To learn more about study in Finland and the cost of living in Finland, feel free to reach out to Matrixx Overseas.

Ready for your Finland study abroad journey? Contact the best Finland study abroad consultancy in Kochi. Let us make your dreams a reality.


Study in Finland: Affordable study options await you

Study in Finland

Are you a study abroad aspirant? But confused over which country to choose. Finland can be a good option for you.

Here are the reasons.

Affordable tuition fees

Finland is home to world-class universities with affordable tuition fees. One of the major factors that pull back students from their study abroad dream is the high cost. Finland is a solution to this problem. Compared with other popular study-abroad destinations like Canada, Australia, or the U.S., Finland offers you a cost-effective study option.

Scholarship opportunities in Finland 

Finland’s universities offer a wide spectrum of scholarships to international students pursuing both bachelor’s and master’s degrees. These scholarships aim to provide financial assistance to non-European Union (EU)/European Economic Area (EEA) students, enabling them to thrive in their academic pursuits. Each Finnish university provides scholarship opportunities for students subject to tuition fees, particularly those seeking admission to international bachelor’s or master’s programs.

Scholarships in Finland for Master’s students

The Finland Scholarship provides financial assistance to international students from outside the EU/EEA, aiding them in financing their university education in Finland. The scholarships ensure that students receive good support to make the most of their studies, nurture their talents, and ultimately lead them to successful careers post-graduation.

The scholarship includes coverage for the first-year tuition fee and a relocation grant of at least 5000€. Additionally, several universities offer additional scholarship opportunities for the second year of master’s studies.

Have a look at some of the popular universities in Finland that offer scholarship opportunities:

  • Aalto University
  • University of Helsinki
  • University of Eastern Finland
  • University of Jyväskylä
  • University of Lapland
  • LUT University
  • University of Oulu
  • Hanken School of Economics
  • University of the Arts Helsinki
  • Tampere University
  • University of Turku
  • University of Vaasa
  • Åbo Akademi University

Tuition fees are low in Finland, but what about the living costs in Finland for international students?  In Finland, your monthly living expenses will range from 700 to 900 EUR, depending on the pace you live.

Safe & and secure place to study

For the sixth consecutive year, Finland has become the world’s happiest country. Finland has a minimal crime rate, positioning it as one of the most secure places to live. The Finnish government places a high priority on ensuring public safety, having instituted policies and programs dedicated to safeguarding both citizens and visitors.

Amazing career opportunities

Study in Finland comes with the advantage of amazing work opportunities for international students. Finnish regulations permit international students to engage in employment for up to 25 hours per week while pursuing their studies, and many students successfully secure part-time positions aligned with their academic focus. This not only allows students to gain valuable work experience but also helps manage the living expenses in Finland.

With a thriving economy and strong job market, especially in sectors like technology, healthcare, and renewable energy, Finland provides promising prospects. Upon completing their studies, international students have the option to apply for a work permit, potentially allowing them to stay and work in their respective fields in Finland.

To know more about Study in Finland feel free to connect with our expert Finland Study consultants and get the best guidance.

Ready for your Study in Finland journey? Contact the best study abroad consultancy in Kochi – Matrixx Overseas. Let us make your dreams a reality.